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Benefits Management Programs


Our pooled* programs balance premium coverage with stable rates, effectively eliminating the volatility common to most benefits plans for groups of 3 - 20+.

Our pooled programs are the ideal scalable solution for growing companies.  

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Pooled Programs

Popular programs deliver the coverage and stability

clients expect

Why Pooling?

We use a “true insurance” approach towards benefits with a spread of risk across many clients, effectively transferring risk to the pool, delivering the rate stability clients expect.

With an approach that has resulted in a successful history of stable rates and client retention, our focus remains on long-term underwriting and risk-management practices.

Work direct with or through an Authorized Advisor.

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*Pooled Group Benefits Programs underwritten by Co-operators Life Insurance Company