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FAQ and Forms

Electronic Funds Transfer for Dental Claims

Electronic Funds Transfer for Dental Claims

When’s the last time you pulled out your chequebook to make an important payment? The reality is, this world is advancing to using digital platforms for financial payments, and fast. You might ask, why? Is the transfer of my funds electronically really secure?...
Digital Drug Cards Have Arrived

Digital Drug Cards Have Arrived

Drug cards! What are they exactly? Why do you need them? Drug cards contain your insurance coverage details and are the quickest and easiest way to process claims. They are used for prescription drugs and medical purposes, and save you the hassle of filling out time...
Why Your Plan Needs A Drug Maximum

Why Your Plan Needs A Drug Maximum

More and more employers are understanding the value of managing drug risk in their Group Benefits plans. 5 years ago, a high claimant was people claiming $200 per month in prescription drugs. There is now a new category of very high-cost drugs. Designed for relatively...
Target Loss Ratio and Group Benefits

Target Loss Ratio and Group Benefits

We are frequently asked how to explain how TLR’s work. What is TLR? TLR is short for Target Loss Ratio. When selling an employee benefit plan, one thing many insurance agents would definitely keep their distance from discussing is the target loss ratio of your group...

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