Get Started

Our 3 steps to understanding and selecting the right benefits for you

I

Watch the Video

Why Group Benefits?

2. Find the right approach

3. Get the Quote

Group Programs

Our most popular plans with premium coverage and stable rates

Pooled Programs

More Programs
5

Essentials

5

Lifestyle

5

Franchise Program

9

Specialty Programs

5

Experienced Based Programs

5

Group RRSP

Individual Solutions

Individual Insurance for your and your family

9

Individual Insurance Tools

5

Individual Insurance Planner

5

Simplified Planner

9

Contact us

9

Our Story

9

FAQ and Forms

Why You Need Group Benefits In Your Business

Benefits, Uncategorized

If you have employees, you need group benefits in your business. The value of group benefits is that they make work more enjoyable and productive. They help your team work together and coordinate their activities. They also make it easier for your company to attract and retain top talent.

Let’s understand how your business can benefit from group insurance coverage for your employees.

1. Group Benefits Help To Retain Employees

Group benefits always work like a charm when either you’re trying to hire new recruits or want to retain top-notch talent for your business. Employees who are happy & content are more likely to get attracted to the company.

As a business owner, offering group insurance can become a boon to your business’s success. Want to know how else you can provide the best facilities for your employees? Find out here how to create the best company policy,

2. Group Insurance Offer Wider Network & Benefits

Group health insurance plans provide a wider network of doctors, hospitals & treatments compared to an individual plan, which is limited.

Apart from a wider reach of the network, employees also receive better coverage while paying lower premiums. This means group benefits are much more useful for your employees. These group benefit plans also cover a wide array of health issues, such as:

3. Stress-Free Employees Equals Productive Employees

Another amazing benefit of group insurance is offered to the family of your employees. That’s right when you buy group insurance, not only your employees but their family gets insured too. Of course, there are exceptions in some provinces like Quebec.

But what did we mean by stress-free employees? Well, if you help your employees to manage their & their families’ health & wellness, you create a sense of security and belonging.

This added advantage will lift off some stress from your employees’ shoulders, allowing them to be more productive at work.

4. Tax Effective!

If you decide to offer group insurance benefits to your employees then you can also choose how much you want to contribute to it. You can choose to pay 100% of the group insurance or even 25%.

Whatever amount you pay for your employees’ group insurance, will all contribute to tax write-off for you. Of course, there are exceptions in some provinces like Quebec.

Employees also benefit from this, as a portion of the insurance is paid from the pretax dollars, unlike an individual plan. So, it’s a win-win situation for both employers and employees.

Conclusion

Group benefits are surely the way to go to create a sense of contentment, security, motivation, and belonging in your company’s workforce. Remember, the more you give to your employees, the more they’ll give it back to you.

Do you have any questions or are you just curious about how you can get a Group Benefits Plan started for your business? You can contact us & we’ll be more than happy to assist you.

You can also request a quote on group insurance from us here.

Follow Us On Social Media!

Looking at Benefit Plans for your business?

Health and Dental Premium Relief Extended for June

Health and Dental Premium Relief Extended for June

The health and dental premium reduction we provided to plan sponsors for April and May gave relief in real-time. In implementing this, it reflected the anticipated decrease in plan member health and dental claims due to pandemic closure of service providers. We...
Support For Small Businesses

COVID 19: Support For Small Businesses In BC

Small Business BC Support For the latest information on small business supports, resources and advisory services during COVID-19, please visit Small Business BC. Advisors are ready to help by phone at 1-800-667-2272, email and daily digital meetups. See how COVID-19...
Prescription Drug Cost

Prescription Drug Costs Breakdown

Understanding the total cost of a prescription drug claims means learning the 3 main components: 1) Ingredient Cost Actual cost the pharmacy pays the drug company or wholesaler to buy the drug. 2) Pharmacy Markup Percentage charged to cover the expenses involved in...
Why we ask for detailed quote information

Why Ask For Detailed Quote Information?

Why we need detailed quote information from your current plan? Detailed Quote Information tells us a story, enabling us to create the right solution Getting involved in a Group Benefits program is different than purchasing a commodity. Most consumers are...
long term disability

Non Evidence Maximums for Long Term Disability plans

ClearBenefits.ca is pleased to announce new Non-Evidence Maximums (NEM’s) for Long Term Disability in our Pooled Programs. The following enhanced LTD Non Evidence Maximum table applies to new business in both our Essentials and Lifestyle programs:                    ...

Looking for a Company Plan?

Receive a personal call from an advisor right now!

Great! An advisor will reach out to you now. Please check your inbox