Get Started

Our 3 steps to understanding and selecting the right benefits for you

I

Watch the Video

Why Group Benefits?

2. Find the right approach

3. Get the Quote

Group Programs

Our most popular plans with premium coverage and stable rates

5

Essentials

5

Lifestyle

5

Franchise Program

9

Experienced Based Programs

9

Benefits Management

9

Group RRSP

9

Auto and Home

Individual Solutions

Individual Insurance for your and your family

9

Individual Insurance Solutions

5

Individual Insurance Planner

5

Simplified Planner

9

Contact us

9

Our Story

9

FAQ and Forms

Keeping Your Business Relevant

Small Business, Tools

Has your business become at risk of becoming irrelevant? 

I am thinking of a store I have shopped at over the years. It used to be a busy place, a good location well stocked with many of the products and services you would come to expect (and a few extras). Over time, I have watched this business become irrelevant by doing the same things in the same ways over and over neglecting the changing needs of the marketplace. They now have a sign up to lease out half the building. The needs of their clients changed, but they did not.

The New Reality

Many businesses expect to grow by doing the same things in the same way, however, the way that consumers buy is changing. Whether you choose to embrace it or not, reality has become:

  • Consumer expectations have changed
  • Access to information has changed
  • How people buy has changed
  • How people communicate has changed

Regaining Relevance

While you may be current on products, regaining consumer relevance is very different and can be much more about personal development.

Are you willing to consider the necessary changes to grow your business and attract new customers? Methods that may have worked well for you 15, 10, or even 5 years ago may be working against you now.

You should review your business plan by asking these questions:

  • When is the last time you re-evaluated how people buy and update your approach?
  • Are you interacting with potential customers in ways THEY are comfortable with?
  • Are you willing to learn and implement new things in order to grow your business?

Change creates change. If you are looking for different results, consider updating:

  • How you enable customers to buy from you
  • How you interact with clients
  • The words and phrases you use
  • Website, marketing materials, business cards

It isn’t enough to just think about these things, if you want to grow your business or remain relevant, you have to act on it. Click here to see our article on Goals vs Results.

As you go through the process of refreshing and updating, you may discover:

  • Renewed energy
  • Increased confidence
  • An easier time keeping existing clients
  • New opportunities

Change can be uncomfortable, requiring you to get out of your comfort zone and grow. You may experience more than a few cringe-worthy moments as you look back on lost sales opportunities as you gain a fresh perspective and understanding of what you could have done differently. (I know this from personal experience)

Follow Us On Social Media!

Looking at Benefit Plans for your business?

Health and Dental Premium Relief Extended for June

Health and Dental Premium Relief Extended for June

The health and dental premium reduction we provided to plan sponsors for April and May gave relief in real-time. In implementing this, it reflected the anticipated decrease in plan member health and dental claims due to pandemic closure of service providers. We...
Support For Small Businesses

COVID 19: Support For Small Businesses In BC

Small Business BC Support For the latest information on small business supports, resources and advisory services during COVID-19, please visit Small Business BC. Advisors are ready to help by phone at 1-800-667-2272, email and daily digital meetups. See how COVID-19...
Prescription Drug Cost

Prescription Drug Costs Breakdown

Understanding the total cost of a prescription drug claims means learning the 3 main components: 1) Ingredient Cost Actual cost the pharmacy pays the drug company or wholesaler to buy the drug. 2) Pharmacy Markup Percentage charged to cover the expenses involved in...
Why we ask for detailed quote information

Why Ask For Detailed Quote Information?

Why we need detailed quote information from your current plan? Detailed Quote Information tells us a story, enabling us to create the right solution Getting involved in a Group Benefits program is different than purchasing a commodity. Most consumers are...
long term disability

Non Evidence Maximums for Long Term Disability plans

ClearBenefits.ca is pleased to announce new Non-Evidence Maximums (NEM’s) for Long Term Disability in our Pooled Programs. The following enhanced LTD Non Evidence Maximum table applies to new business in both our Essentials and Lifestyle programs:                    ...

Medical Cannabis Coverage

Groups with over 100 lives can request to add medical cannabis coverage to their Extended Health coverage. Medical Cannabis Coverage In October of 2018, recreational marijuana will be legalized in Canada. The legalization of recreational marijuana has sparked a...

Experience-Rated Program: Finding Facts

Since the launch of our Experience-Rated Program, we get asked to provide both Pooled and Experience-Rated quotes. We believe the 1st priority is to understand the client need and what outcome they are trying to achieve. Fact-Finding - A Better way to do...

ClearBenefits.ca Pooled Programs – YTD Performance

We just completed our monthly review and thought I would share an update on the YTD performance of the pool: Fiscal year-end: Nov 30 Renewal rate implementation: June 1 As of August 31, 2018 we are 9 months into our fiscal year Claims are below target for...

Looking for a Company Plan?

Receive a personal call from an advisor right now!

Great! An advisor will reach out to you now. Please check your inbox