[et_pb_section fb_built=”1″ admin_label=”Services” _builder_version=”4.16″ custom_padding=”90px||0|” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_width_px=”710px” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ background_position=”top_left” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_divider color=”#0c71c3″ divider_weight=”3px” disabled_on=”off|off|off” _builder_version=”4.16″ background_color_gradient_direction=”90deg” max_width=”100px” module_alignment=”center” height=”5px” custom_margin=”||20px|” custom_padding=”||20px|” animation_style=”slide” animation_direction=”bottom” saved_tabs=”all” locked=”off” global_colors_info=”{}”][\/et_pb_divider][et_pb_text admin_label=”Services Section Title” _builder_version=”4.23.1″ text_font=”||||||||” header_font=”Montserrat||||” header_text_align=”center” header_text_color=”#1f1f1f” header_font_size=”36px” max_width=”710px” module_alignment=”center” animation_style=”fold” animation_direction=”bottom” animation_intensity_fold=”20%” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_text admin_label=”Services Section Subtitle” _builder_version=”4.23.1″ text_font=”||||||||” text_font_size=”16px” text_line_height=”1.9em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” max_width=”710px” module_alignment=”center” animation_style=”fold” animation_direction=”bottom” animation_intensity_fold=”20%” global_colors_info=”{}”]<\/p>\n
ClearBenefits.ca Individual health and dental plans provide affordable coverage options for individuals and families. Our individual plans are designed for self-employed professionals, contract workers, small business owners, and anyone needing private coverage.<\/span><\/p>\n [\/et_pb_text][et_pb_button button_url=”#menu” button_text=”View program coverages” button_alignment=”center” _builder_version=”4.23.1″ custom_css_before=”display: none !important;” custom_css_main_element=”padding-top: 15px !important;||padding-right: 38px !important;||padding-bottom: 14px !important;||padding-left: 38px !important;||||font-weight:700;||” button_text_color_hover=”#ffffff” button_border_color_hover=”#0c71c3″ button_border_radius_hover=”4″ button_letter_spacing_hover=”1″ button_bg_color_hover=”#0c71c3″ global_colors_info=”{}” button_text_size__hover_enabled=”off” button_text_size__hover=”null” button_one_text_size__hover_enabled=”off” button_one_text_size__hover=”null” button_two_text_size__hover_enabled=”off” button_two_text_size__hover=”null” button_text_color__hover_enabled=”on” 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button_one_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover=”null” button_two_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover=”null” button_bg_color__hover_enabled=”on” button_bg_color__hover=”#0c71c3″ button_one_bg_color__hover_enabled=”off” button_one_bg_color__hover=”null” button_two_bg_color__hover_enabled=”off” button_two_bg_color__hover=”null”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_video src=”https:\/\/clearbenefits.ca\/wp-content\/uploads\/2024\/01\/Vid-ClearBenefits.ca-Individual-Benefits-Program-1.mp4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ module_class=” et_pb_row_fullwidth” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”89%” width_tablet=”80%” width_phone=”” width_last_edited=”on|desktop” max_width=”89%” max_width_tablet=”80%” max_width_phone=”” max_width_last_edited=”on|desktop” custom_padding=”80px|||” make_fullwidth=”on” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ background_position=”top_left” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”Option 1″ url=”#essentials” image=”https:\/\/clearbenefits.ca\/wp-content\/uploads\/2023\/12\/doctor-woman-scaled.jpg” image_icon_width=”450px” admin_label=”Service 01″ _builder_version=”4.23.1″ header_font=”Montserrat||||” header_text_color=”#1f1f1f” header_font_size=”22px” header_line_height=”1.8em” body_font_size=”16px” body_line_height=”1.9em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”center” animation_style=”fold” animation_direction=”bottom” animation_intensity_fold=”30%” icon_font_size=”60px” global_colors_info=”{}”]<\/p>\n Life, AD&D and Extended Health<\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ background_position=”top_left” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”Option 2″ url=”#essentials” image=”https:\/\/clearbenefits.ca\/wp-content\/uploads\/2023\/12\/dental-consult-scaled.jpg” image_icon_width=”400px” admin_label=”Service 01″ _builder_version=”4.23.1″ header_font=”Montserrat||||” header_text_color=”#1f1f1f” header_font_size=”22px” header_line_height=”1.8em” body_font_size=”16px” body_line_height=”1.9em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”center” animation_style=”fold” animation_direction=”bottom” animation_intensity_fold=”30%” icon_font_size=”60px” global_colors_info=”{}”]<\/p>\n Life, AD&D and Dental<\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ background_position=”top_left” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”Option 3″ url=”#essentials” image=”https:\/\/clearbenefits.ca\/wp-content\/uploads\/2023\/12\/Family-in-a-feild-scaled.jpg” alt=”Keeping Social While Social Distancing” image_icon_width=”450px” admin_label=”Service 01″ _builder_version=”4.23.1″ header_font=”Montserrat||||” header_text_color=”#1f1f1f” header_font_size=”22px” header_line_height=”1.8em” body_font_size=”16px” body_line_height=”1.9em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”center” animation_style=”fold” animation_direction=”bottom” animation_intensity_fold=”30%” icon_font_size=”60px” global_colors_info=”{}”]<\/p>\n Life, AD&D and Extended Health + Dental<\/p>\n [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_button button_url=”#rates” button_text=”View rates” button_alignment=”center” _builder_version=”4.23.1″ custom_css_before=”display: none !important;” custom_css_main_element=”padding-top: 15px !important;||padding-right: 38px !important;||padding-bottom: 14px !important;||padding-left: 38px !important;||||font-weight:700;||” button_text_color_hover=”#ffffff” button_border_color_hover=”#0c71c3″ button_border_radius_hover=”4″ button_letter_spacing_hover=”1″ button_bg_color_hover=”#0c71c3″ global_colors_info=”{}” button_text_size__hover_enabled=”off” button_text_size__hover=”null” button_one_text_size__hover_enabled=”off” button_one_text_size__hover=”null” button_two_text_size__hover_enabled=”off” button_two_text_size__hover=”null” button_text_color__hover_enabled=”on” button_text_color__hover=”#ffffff” 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button_one_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover=”null” button_two_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover=”null” button_bg_color__hover_enabled=”on” button_bg_color__hover=”#0c71c3″ button_one_bg_color__hover_enabled=”off” button_one_bg_color__hover=”null” button_two_bg_color__hover_enabled=”off” button_two_bg_color__hover=”null”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”#18 Content” _builder_version=”4.16″ background_color=”rgba(237,237,237,0)” custom_padding=”0px||0px|” custom_padding_tablet=”0px||0px|” transparent_background=”off” padding_mobile=”on” collapsed=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” custom_padding_last_edited=”on|phone” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”100px||100px|” custom_padding_tablet=”” custom_padding_phone=”60px||20px|” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|phone” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/clearbenefits.ca\/wp-content\/uploads\/2023\/12\/couple-scaled.jpg” alt=”Pooled Programs | Essentials Benefits Program ” title_text=”couple” show_bottom_space=”off” align_tablet=”center” align_phone=”” align_last_edited=”on|desktop” _builder_version=”4.23.1″ custom_margin=”|0px||” custom_margin_tablet=”” custom_margin_phone=”” custom_margin_last_edited=”on|phone” use_border_color=”off” border_color=”#ffffff” border_style=”solid” animation=”off” sticky=”on” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.23.1″ text_font=”Roboto|100|||||||” text_text_color=”#0c71c3″ text_font_size=”16″ text_line_height=”1.5em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_margin=”16px||0px|” custom_css_main_element=”font-weight:400;” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”]<\/p>\n Affordable coverage for Groups of 1 \u2013 2+<\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|tablet” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.23.1″ text_font=”Roboto|100|||||||” text_text_color=”#000000″ text_font_size=”24″ text_line_height=”1.5em” header_3_font=”Roboto||||||||” header_3_text_color=”#000000″ header_3_font_size=”24px” header_3_line_height=”1.5em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” max_width=”450px” custom_margin=”||0px|” custom_css_main_element=”font-weight:300;” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.23.1″ text_font=”Roboto|100|||||||” text_text_color=”#326fbe” text_font_size=”3em” text_line_height=”1.1em” header_font=”||||||||” background_size=”initial” background_position=”top_left” background_repeat=”repeat” max_width=”440px” custom_margin=”24px||0px|” text_font_size_tablet=”36″ text_font_size_phone=”30″ text_font_size_last_edited=”off|desktop” custom_css_main_element=”font-weight:300;” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”]The Easiest Way to Get Comprehensive Health Coverage[\/et_pb_text][et_pb_text _builder_version=”4.23.1″ text_font=”Roboto|100|||||||” text_text_color=”#000000″ text_font_size=”20″ text_line_height=”1.5em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” max_width=”98%” custom_margin=”18px||30px|” custom_css_main_element=”font-weight:300;” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”]<\/p>\n At ClearBenefits.ca, we make it simple to get the health and dental insurance you need. Our individual plans come with guaranteed acceptance – no medical questionnaire required.<\/span><\/p>\n That means we won’t deny you coverage or charge you more due to any pre-existing conditions. We believe healthcare should be accessible to everyone.<\/span><\/p>\n [\/et_pb_text][et_pb_button button_url=”https:\/\/docs.clearbenefits.ca\/hubfs\/Program%20PDF\/ClearBenefits%20Individual%20Benefits%20Program.pdf” url_new_window=”on” button_text=”Download Program PDF” button_alignment=”left” module_id=”essentialsbenefitsprogram” _builder_version=”4.23.1″ custom_button=”on” button_text_color=”#0c71c3″ button_border_width=”2px” button_border_color=”#0c71c3″ button_border_radius=”4″ button_letter_spacing=”1″ button_font=”Roboto||||” custom_css_before=”display: none !important;” custom_css_main_element=”padding-top: 15px !important;||padding-right: 38px !important;||padding-bottom: 14px !important;||padding-left: 38px !important;||||font-weight:700;||” button_text_color_hover=”#ffffff” button_border_color_hover=”#0c71c3″ button_border_radius_hover=”4″ button_letter_spacing_hover=”1″ button_bg_color_hover=”#0c71c3″ global_colors_info=”{}” button_text_size__hover_enabled=”off” button_text_size__hover=”null” button_one_text_size__hover_enabled=”off” button_one_text_size__hover=”null” button_two_text_size__hover_enabled=”off” button_two_text_size__hover=”null” button_text_color__hover_enabled=”on|desktop” button_text_color__hover=”#0c71c3″ button_one_text_color__hover_enabled=”off” button_one_text_color__hover=”null” button_two_text_color__hover_enabled=”off” button_two_text_color__hover=”null” button_border_width__hover_enabled=”off” button_border_width__hover=”null” button_one_border_width__hover_enabled=”off” button_one_border_width__hover=”null” button_two_border_width__hover_enabled=”off” button_two_border_width__hover=”null” button_border_color__hover_enabled=”on” button_border_color__hover=”#0c71c3″ button_one_border_color__hover_enabled=”off” button_one_border_color__hover=”null” button_two_border_color__hover_enabled=”off” button_two_border_color__hover=”null” button_border_radius__hover_enabled=”on” button_border_radius__hover=”4″ button_one_border_radius__hover_enabled=”off” button_one_border_radius__hover=”null” button_two_border_radius__hover_enabled=”off” button_two_border_radius__hover=”null” button_letter_spacing__hover_enabled=”on” button_letter_spacing__hover=”1″ button_one_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover=”null” button_two_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover=”null” button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#ffffff” button_one_bg_color__hover_enabled=”off” button_one_bg_color__hover=”null” button_two_bg_color__hover_enabled=”off” button_two_bg_color__hover=”null” button_bg_enable_color__hover=”on”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row use_custom_gutter=”on” gutter_width=”1″ module_class=” et_pb_row_fullwidth” _builder_version=”4.16″ background_color=”#0c71c3″ width=”100%” width_tablet=”100%” width_phone=”” width_last_edited=”on|desktop” max_width=”100%” max_width_tablet=”100%” max_width_phone=”” max_width_last_edited=”on|desktop” custom_padding=”29px|0px|25.2969px|0px|false|false” make_fullwidth=”on” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_cta title=”Easy set-up. No medical questions required.” _builder_version=”4.16″ header_font=”Roboto|||on|||||” header_font_size=”3em” body_font=”Roboto|600|||||||” body_line_height=”1em” background_color=”#0c71c3″ custom_padding=”||18px|||” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_text_size__hover=”null” button_one_text_size__hover_enabled=”off” button_one_text_size__hover=”null” button_two_text_size__hover_enabled=”off” button_two_text_size__hover=”null” button_text_color__hover_enabled=”off” button_text_color__hover=”null” button_one_text_color__hover_enabled=”off” button_one_text_color__hover=”null” button_two_text_color__hover_enabled=”off” button_two_text_color__hover=”null” button_border_width__hover_enabled=”off” button_border_width__hover=”null” button_one_border_width__hover_enabled=”off” button_one_border_width__hover=”null” button_two_border_width__hover_enabled=”off” button_two_border_width__hover=”null” button_border_color__hover_enabled=”off” button_border_color__hover=”null” button_one_border_color__hover_enabled=”off” button_one_border_color__hover=”null” button_two_border_color__hover_enabled=”off” button_two_border_color__hover=”null” button_border_radius__hover_enabled=”off” button_border_radius__hover=”null” button_one_border_radius__hover_enabled=”off” button_one_border_radius__hover=”null” button_two_border_radius__hover_enabled=”off” button_two_border_radius__hover=”null” button_letter_spacing__hover_enabled=”off” button_letter_spacing__hover=”null” button_one_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover=”null” button_two_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover=”null” button_bg_color__hover_enabled=”off” button_bg_color__hover=”null” button_one_bg_color__hover_enabled=”off” button_one_bg_color__hover=”null” button_two_bg_color__hover_enabled=”off” button_two_bg_color__hover=”null”]put your benefits plan in a superior position, with rate stability normally only available to larger employe<\/em>rs[\/et_pb_cta][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” column_padding_mobile=”on” custom_padding_last_edited=”on|phone” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”100px||100px|” custom_padding_tablet=”” custom_padding_phone=”60px||20px|” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|phone” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/clearbenefits.ca\/wp-content\/uploads\/2023\/12\/family-scaled.jpg” alt=”Pooled Programs | Franchise Program” title_text=”family” show_bottom_space=”off” align_tablet=”center” align_phone=”” align_last_edited=”on|desktop” _builder_version=”4.23.1″ custom_margin=”|0px||” custom_margin_tablet=”” custom_margin_phone=”” custom_margin_last_edited=”on|phone” use_border_color=”off” border_color=”#ffffff” border_style=”solid” animation=”off” sticky=”on” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.23.1″ text_font=”Roboto|100|||||||” text_text_color=”#0c71c3″ text_font_size=”16″ text_line_height=”1.5em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_margin=”16px||0px|” custom_css_main_element=”font-weight:400;” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”]<\/p>\n Better Structure for groups of 1 – 2+<\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|tablet” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.23.1″ text_font=”Roboto|100|||||||” text_text_color=”#000000″ text_font_size=”24″ text_line_height=”1.5em” header_font=”||||||||” header_3_font=”Roboto||||||||” header_3_text_color=”#000000″ header_3_font_size=”24px” header_3_line_height=”1.5em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” max_width=”450px” custom_margin=”||0px|” custom_css_main_element=”font-weight:300;” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”]Get Started[\/et_pb_text][et_pb_text _builder_version=”4.23.1″ text_font=”Roboto|100|||||||” text_text_color=”#0c71c3″ text_font_size=”3em” text_line_height=”1.1em” header_font=”||||||||” background_size=”initial” background_position=”top_left” background_repeat=”repeat” max_width=”440px” custom_margin=”24px||0px|” text_font_size_tablet=”36″ text_font_size_phone=”30″ text_font_size_last_edited=”off|desktop” custom_css_main_element=”font-weight:300;” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”]<\/p>\n Effortless Individual Health Insurance<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.23.1″ text_font=”Roboto|100|||||||” text_text_color=”#000000″ text_font_size=”20″ text_line_height=”1.5em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” max_width=”98%” custom_margin=”18px||30px|” custom_css_main_element=”font-weight:300;” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”]<\/p>\n You no longer have to worry about being denied or paying more because of medical history. We provide inclusive care options with total transparency.<\/span><\/p>\n [\/et_pb_text][et_pb_button button_url=”https:\/\/docs.clearbenefits.ca\/hubfs\/Program%20PDF\/ClearBenefits%20Individual%20Benefits%20Program.pdf” url_new_window=”on” button_text=”Download Program PDF” button_alignment=”left” module_id=”franchisebenefitsprogram” _builder_version=”4.23.1″ custom_css_before=”display: none !important;” custom_css_main_element=”padding-top: 15px !important;||padding-right: 38px !important;||padding-bottom: 14px !important;||padding-left: 38px !important;||||font-weight:700;||” button_text_color_hover=”#ffffff” button_border_color_hover=”#0c71c3″ button_border_radius_hover=”4″ button_letter_spacing_hover=”1″ button_bg_color_hover=”#0c71c3″ global_colors_info=”{}” button_text_size__hover_enabled=”off” button_text_size__hover=”null” button_one_text_size__hover_enabled=”off” button_one_text_size__hover=”null” button_two_text_size__hover_enabled=”off” button_two_text_size__hover=”null” 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background_position=”top_left” background_repeat=”repeat” max_width=”440px” custom_margin=”24px||0px|” text_font_size_tablet=”36″ text_font_size_phone=”30″ text_font_size_last_edited=”off|desktop” custom_css_main_element=”font-weight:300;” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”]The Menu[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row module_id=”menu” module_class=” et_pb_row_fullwidth” _builder_version=”4.16″ width=”89%” width_tablet=”80%” width_phone=”” width_last_edited=”on|desktop” max_width=”89%” max_width_tablet=”80%” max_width_phone=”” max_width_last_edited=”on|desktop” custom_margin=”|||||false” custom_padding=”|||||false” make_fullwidth=”on” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_toggle title=”Pooled Individual Program” closed_toggle_background_color=”#54A1EC” icon_color=”#FFFFFF” use_icon_font_size=”on” icon_font_size=”40px” open_use_icon_font_size=”on” open_icon_font_size=”40px” module_id=”essentialsmenu” module_class=”custom-toggle” _builder_version=”4.23.1″ title_text_color=”#FFFFFF” title_font=”||||||||” title_text_align=”left” title_font_size=”17px” body_font=”||||||||” custom_padding=”32px||32px||true|false” custom_css_toggle_icon=”padding-right: 50px;” border_radii=”on|5px|5px|5px|5px” border_width_all=”0px” global_colors_info=”{}”]<\/p>\n <\/p>\n [\/et_pb_toggle][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_button button_text=”Click here for detailed coverage information” _builder_version=”4.23.1″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″ button_alignment=”center” button_url=”https:\/\/docs.clearbenefits.ca\/hubfs\/Program%20PDF\/ClearBenefits.ca%20-%20Individual%20Benefits%20-%20Coverage%20Supplement%20v01.24.pdf” url_new_window=”on”][\/et_pb_button][et_pb_text _builder_version=”4.23.1″ hover_enabled=”0″ global_colors_info=”{}” text_orientation=”center” sticky_enabled=”0″]<\/p>\n *Individual Benefits Program underwritten by Wawanesa and AIG<\/span><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ custom_padding=”50.5938px|0px|0|0px” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” gutter_width=”1″ module_class=” et_pb_row_fullwidth” _builder_version=”4.16″ background_color=”#0c71c3″ width=”100%” width_tablet=”100%” width_phone=”” width_last_edited=”on|desktop” max_width=”100%” max_width_tablet=”100%” max_width_phone=”” max_width_last_edited=”on|desktop” custom_padding=”75px||75px||true|” make_fullwidth=”on” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_cta title=”for clients wanting stable, predictable rates ” _builder_version=”4.23.1″ header_font=”Roboto|||on|||||” header_font_size=”3em” body_font=”Roboto|600|||||||” body_line_height=”1em” background_color=”#0c71c3″ custom_padding=”0px|||||” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_text_size__hover=”null” button_one_text_size__hover_enabled=”off” button_one_text_size__hover=”null” button_two_text_size__hover_enabled=”off” button_two_text_size__hover=”null” button_text_color__hover_enabled=”off” button_text_color__hover=”null” button_one_text_color__hover_enabled=”off” button_one_text_color__hover=”null” button_two_text_color__hover_enabled=”off” button_two_text_color__hover=”null” button_border_width__hover_enabled=”off” button_border_width__hover=”null” button_one_border_width__hover_enabled=”off” button_one_border_width__hover=”null” 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button_two_bg_color__hover_enabled=”off” button_two_bg_color__hover=”null”]<\/p>\n put your benefits plan in a superior position, with rate stability normally only available to larger employe<\/em>rs<\/p>\n [\/et_pb_cta][et_pb_cta title=”2024 Monthly Rates” _builder_version=”4.23.1″ header_level=”h3″ header_font=”Roboto|||on|||||” header_font_size=”2em” body_font=”Roboto|600|||||||” body_line_height=”1em” background_color=”#0c71c3″ custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_text_size__hover=”null” button_one_text_size__hover_enabled=”off” button_one_text_size__hover=”null” button_two_text_size__hover_enabled=”off” button_two_text_size__hover=”null” button_text_color__hover_enabled=”off” button_text_color__hover=”null” button_one_text_color__hover_enabled=”off” button_one_text_color__hover=”null” button_two_text_color__hover_enabled=”off” button_two_text_color__hover=”null” 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button_bg_color__hover_enabled=”off” button_bg_color__hover=”null” button_one_bg_color__hover_enabled=”off” button_one_bg_color__hover=”null” button_two_bg_color__hover_enabled=”off” button_two_bg_color__hover=”null”][\/et_pb_cta][dvmd_table_maker tbl_tcell_cell_align_horz=”center” tbl_chead_cell_color=”#54A1EC” tbl_rhead_cell_color=”#54A1EC” module_id=”rates” _builder_version=”4.23.1″ _module_preset=”default” width=”50%” module_alignment=”center” global_colors_info=”{}”][dvmd_table_maker_item col_label=”Category” col_content=” Individual BenefitsClearBenefits.ca Individual health and dental plans provide affordable coverage options for individuals and families. Our individual plans are designed for self-employed professionals, contract workers, small business owners, and anyone needing private coverage.Life, AD&D and Extended HealthLife, AD&D and DentalLife, AD&D and Extended Health + DentalAffordable coverage for Groups of 1 \u2013 2+Individual Benefits ProgramThe […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","content-type":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/clearbenefits.ca\/wp-json\/wp\/v2\/pages\/239557"}],"collection":[{"href":"https:\/\/clearbenefits.ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/clearbenefits.ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/clearbenefits.ca\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/clearbenefits.ca\/wp-json\/wp\/v2\/comments?post=239557"}],"version-history":[{"count":44,"href":"https:\/\/clearbenefits.ca\/wp-json\/wp\/v2\/pages\/239557\/revisions"}],"predecessor-version":[{"id":239778,"href":"https:\/\/clearbenefits.ca\/wp-json\/wp\/v2\/pages\/239557\/revisions\/239778"}],"wp:attachment":[{"href":"https:\/\/clearbenefits.ca\/wp-json\/wp\/v2\/media?parent=239557"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Individual Benefits Program<\/h3>\n
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\n Basic Life Insurance & Accidental Death\/Dismemberment<\/strong><\/td>\n Option 1<\/td>\n Option 2<\/td>\n Option 3<\/td>\n<\/tr>\n \n Life Insurance (each benefit)<\/td>\n $10,000<\/td>\n $10,000<\/td>\n $10,000<\/td>\n<\/tr>\n \n Accidental Death & Dismemberment<\/td>\n $10,000<\/td>\n $10,000<\/td>\n $10,000<\/td>\n<\/tr>\n \n Extended Healthcare<\/strong><\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n \n Overall Maximum<\/td>\n Unlimited<\/td>\n Unlimited<\/td>\n N\/A<\/td>\n<\/tr>\n \n Out-Of-Country Emergency $5,000,000 \/ 60 days per trip<\/td>\n 100%<\/td>\n N\/A<\/td>\n 100%<\/td>\n<\/tr>\n \n Semi-Private Hospital Room<\/td>\n 100%<\/td>\n N\/A<\/td>\n 100%<\/td>\n<\/tr>\n \n Air & Ground Ambulance<\/td>\n 80%<\/td>\n N\/A<\/td>\n 80%<\/td>\n<\/tr>\n \n Drug Expenses \u2013 Pay Direct Drug Card included on all options Generic coverage<\/td>\n 80%<\/td>\n N\/A<\/td>\n 80%<\/td>\n<\/tr>\n \n Drug Expense Annual Limit \u2014 per eligible family member<\/td>\n $5,000<\/td>\n N\/A<\/td>\n $5,000<\/td>\n<\/tr>\n \n All Other Covered Expenses<\/td>\n 80%<\/td>\n N\/A<\/td>\n 80%<\/td>\n<\/tr>\n \n Paramedical Practitioners<\/strong>
Coverage is per type category, per eligible family member, per year:<\/td>\n<\/td>\n <\/td>\n <\/td>\n<\/tr>\n \n Acupuncturist<\/td>\n $350<\/td>\n N\/A<\/td>\n $350<\/td>\n<\/tr>\n \n Audiologist<\/td>\n $350<\/td>\n N\/A<\/td>\n $350<\/td>\n<\/tr>\n \n Chiropodist<\/td>\n $350<\/td>\n N\/A<\/td>\n $350<\/td>\n<\/tr>\n \n Chiropractor<\/td>\n $350<\/td>\n N\/A<\/td>\n $350<\/td>\n<\/tr>\n \n Massage Therapist<\/td>\n $350<\/td>\n N\/A<\/td>\n $350<\/td>\n<\/tr>\n \n Naturopath<\/td>\n $350<\/td>\n N\/A<\/td>\n $350<\/td>\n<\/tr>\n \n Occupational Therapist<\/td>\n $350<\/td>\n N\/A<\/td>\n $350<\/td>\n<\/tr>\n \n Osteopath<\/td>\n $350<\/td>\n N\/A<\/td>\n $350<\/td>\n<\/tr>\n \n Podiatrist<\/td>\n $350<\/td>\n N\/A<\/td>\n $350<\/td>\n<\/tr>\n \n Psychologist<\/td>\n $350<\/td>\n N\/A<\/td>\n $350<\/td>\n<\/tr>\n \n Registered Dietician<\/span><\/td>\n $350<\/td>\n N\/A<\/td>\n $350<\/td>\n<\/tr>\n \n Social Worker\/Clinical Counsellor<\/td>\n $350<\/td>\n N\/A<\/td>\n $350<\/td>\n<\/tr>\n \n Speech Therapist<\/td>\n $350<\/td>\n N\/A<\/td>\n $350<\/td>\n<\/tr>\n \n Vision: eye exams once every 24 months<\/td>\n R&C<\/td>\n N\/A<\/td>\n R&C<\/td>\n<\/tr>\n \n Lens, Frames, Contacts once every 24 months<\/td>\n $300<\/td>\n N\/A<\/td>\n $300<\/td>\n<\/tr>\n \n Dental<\/strong><\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n \n Annual Dental Maximum (per family member)<\/td>\n N\/A<\/td>\n $1,000<\/td>\n $1,000<\/td>\n<\/tr>\n \n Recall Exams<\/td>\n N\/A<\/td>\n 1 \/ 9 months<\/td>\n 1 \/ 9 months<\/td>\n<\/tr>\n \n Annual Deductible (single \/ family)<\/td>\n N\/A<\/td>\n $0<\/td>\n $0<\/td>\n<\/tr>\n \n Basic (Routine Coverage)<\/b><\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n \n Cleanings<\/td>\n N\/A<\/td>\n 80%<\/td>\n 80%<\/td>\n<\/tr>\n \n X-Rays<\/td>\n N\/A<\/td>\n 80%<\/td>\n 80%<\/td>\n<\/tr>\n \n Scaling<\/td>\n N\/A<\/td>\n 80%<\/td>\n 80%<\/td>\n<\/tr>\n \n Root Canals<\/td>\n N\/A<\/td>\n 80%<\/td>\n 80%<\/td>\n<\/tr>\n \n Oral Surgery<\/td>\n N\/A<\/td>\n 80%<\/td>\n 80%<\/td>\n<\/tr>\n \n Fluoride<\/td>\n N\/A<\/td>\n 80%<\/td>\n 80%<\/td>\n<\/tr>\n \n Gum Disease Treatment<\/td>\n N\/A<\/td>\n 80%<\/td>\n 80%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
\nSolo
\nDuo
\nFamily” _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][\/dvmd_table_maker_item][dvmd_table_maker_item col_label=”Option 1″ col_content=”Option 1
\n$67.62
\n$125.99
\n$144.89″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][\/dvmd_table_maker_item][dvmd_table_maker_item col_label=”Option 2″ col_content=”Option 2
\n$69.78
\n$134.02
\n$180.79″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][\/dvmd_table_maker_item][dvmd_table_maker_item col_label=”Option 3″ col_content=”Option 3
\n$135.12
\n$257.81
\n$323.40″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][\/dvmd_table_maker_item][\/dvmd_table_maker][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”https:\/\/clearbenefits.ca\/individual-benefits-enrolment\/” button_text=”APPLY NOW” button_alignment=”center” module_id=”quotebutton4″ _builder_version=”4.23.1″ custom_css_before=”display: none !important;” custom_css_main_element=”padding-top: 15px !important;||padding-right: 38px !important;||padding-bottom: 14px !important;||padding-left: 38px !important;||||font-weight:700;||” button_border_radius_hover=”4px” button_letter_spacing_hover=”1px” button_bg_color_hover=”#0053ef” locked=”off” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”on” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”on” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”on” button_border_radius__hover=”4″ button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”on” button_letter_spacing__hover=”1″ button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”on” button_bg_color__hover=”#0c71c3″ button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off” button_text_color__hover=”#ffffff” button_border_width__hover=”null” button_border_color__hover=”#0c71c3″ button_text_size__hover=”null”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"