ClearOne Benefits Program
The access path for smaller and non-traditional small-business fits.
Purpose-built for 1–2+ lives, self-employed professionals, contractors, portability-driven needs, and other cases where conventional group is not the right fit — with clear plan options and advisor-led implementation.
Option 1
Life, AD&D and Extended Health
Option 2
Life, AD&D and Extended Health + Dental
Option 3
Life, AD&D and Extended Health + Dental (Enhanced Coverage)
ClearOne Benefits Program
The Easiest Way to Get Comprehensive Health Coverage
- Get comprehensive coverage that fits your budget
- Choose from 3 plan options with varying levels of protection
- Keep your own doctors and healthcare providers
- Get prescriptions, dental, vision, and more covered
- Have emergency medical coverage anywhere you travel
At ClearBenefits.ca, we make it simple for members to get the health and dental insurance they need. ClearOne plans come with Guaranteed acceptance, no medical questions.*subject to eligibility requirements
We believe healthcare should be accessible to everyone.
Want a solution based on what you need?
Use Find your best-fit path to identify the right structure first — it does not replace advisor guidance or quoting.
Better benefits for groups of 1 – 2+
Easy set-up. No medical questions required.
Effortless ClearOne Health Insurance
We provide inclusive care options with total transparency.
- Full coverage starting on the effective date
- Been declined as a late applicant with your employers Group plan? Guaranteed issue, no medical questions
- *Subject to eligibility requirements
The Menu
FOR CLIENTS WANTING A QUALITY BENEFITS PROGRAM
put your benefits plan in a superior position, with rate stability normally only available to larger employers
2026 MONTHLY RATES
| Option 1 | Option 2 | Option 3 | |
|---|---|---|---|
| Less than 40 | — | — | — |
| Single | $89.09 | $95.81 | $131.78 |
| Couple | $160.36 | $172.46 | $237.21 |
| Family | $213.82 | $229.94 | $316.28 |
| 40-50 | — | — | — |
| Single | $127.80 | $140.74 | $194.49 |
| Couple | $230.04 | $253.34 | $350.08 |
| Family | $306.72 | $337.79 | $466.78 |
| 50+ | — | — | — |
| Single | $166.53 | $158.32 | $211.79 |
| Couple | $299.75 | $284.98 | $381.22 |
| Family | $379.67 | $399.98 | $508.29 |