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Benefits

Our most popular plans with premium coverage and stable rates

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Essentials

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Lifestyle

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Franchise Program

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Experience Programs

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Benefits Management

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Group RRSP

Insurance

Individual Insurance for your and your family

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FAQ and Forms

Individual Benefits

ClearBenefits.ca Individual health and dental plans provide affordable coverage options for individuals and families. Our individual plans are designed for self-employed professionals, contract workers, small business owners, and anyone needing private coverage.

Option 1

Life, AD&D and Extended Health

Option 2

Life, AD&D and Dental

Keeping Social While Social Distancing

Option 3

Life, AD&D and Extended Health + Dental

Pooled Programs | Essentials Benefits Program

Affordable coverage for Groups of 1 – 2+

Individual Benefits Program

The Easiest Way to Get Comprehensive Health Coverage
  • Get comprehensive coverage that fits your budget
  • Choose from 3 plan options with varying levels of protection
  • Keep your own doctors and healthcare providers
  • Get prescriptions, dental, vision, and more covered
  • Have emergency medical coverage anywhere you travel

At ClearBenefits.ca, we make it simple to get the health and dental insurance you need. Our individual plans come with guaranteed acceptance – no medical questionnaire required.

That means we won’t deny you coverage or charge you more due to any pre-existing conditions. We believe healthcare should be accessible to everyone.

Easy set-up. No medical questions required.

put your benefits plan in a superior position, with rate stability normally only available to larger employers
Pooled Programs | Franchise Program

Better Structure for groups of 1 – 2+

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Effortless Individual Health Insurance

You no longer have to worry about being denied or paying more because of medical history. We provide inclusive care options with total transparency.

  • Zero day waiting period. Immediate coverage
  • Been declined as a late applicant with your employers Group plan? Guaranteed issue, no medical questions *certain enrolment conditions apply

*Individual Benefits Program underwritten by Wawanesa and AIG

for clients wanting stable, predictable rates

put your benefits plan in a superior position, with rate stability normally only available to larger employers

2024 Monthly Rates

Option 1
Solo
$67.62
Duo
$125.99
Family
$144.89
Option 2
Solo
$69.78
Duo
$134.02
Family
$180.79
Option 3
Solo
$135.12
Duo
$257.81
Family
$323.40

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