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Find Your Best-Fit Path

This tool identifies the right structure first. It does not replace advisor guidance or quoting.

Best-fit recommendation

Answer all four questions to see your best-fit starting path.

1. Including the business owner(s), how many people are being considered for benefits?

A sole business owner counts as one person and selects 1–2 people.

2. Which description best matches the workforce?
  • Traditional employees: Primarily T4 employees and owner-employees.
  • Contractors / self-employed: Primarily independent contractors, sole proprietors, or self-employed individuals.
  • Mixed workforce: Includes both traditional employees and contractors or self-employed workers.
3. What is the primary goal?
4. What is the coverage priority?