Custom 20+ / Experience-rated
Larger-group custom path for 20+ cases or groups needing tailored design.
A custom benefits program built for you
Building on the size and strength of our pool, ClearBenefits.ca offers wholesale rates for custom, experience-based plans.
ClearBenefits.ca designs, manages and services experience-based benefits plans, helping you implement the right plan for your business.
Coverage Options
Employee benefit plans can include combinations of:
Catastrophic Benefits: Insures "Unexpected Events"
- Life Insurance
- Accidental Death & Dismemberment
- Dependent Life
- Optional Life Insurance
- Critical Illness Insurance
- Long Term Disability
- Employee Assistance Programs
- Emergency Travel Medical Assistance
Experience Based Benefits: Insures usage-based benefits:
- Prescription Drugs
- Health Benefits (Paramedical, medical equipment...)
- Vision Care
- Dental Benefits
- Short Term Disability
Find your best-fit path first
This tool identifies the right structure first. It does not replace advisor guidance or quoting.
Buying Guide to Benefits - Client Summary
Download PDFWorking with businesses of all sizes since 1988
Use Find your best-fit path to identify the right structure first — it does not replace advisor guidance or quoting.
Easy set-up. No medical questions required.
Put your benefits plan in a superior position, with rate stability normally only available to larger employers