Individual Insurance
Insurance tailored to your specific family needs
Financial Security for You and Your Family
Ideal for insurance needs in excess of what your group plan provides
Term Life Insurance
Coverage for temporary needs and specific time periods such as paying your mortgage, raising a family, paying off debt, personal loans and more! Typically provides higher amounts of coverage at a lower cost.
Permanent Life Insurance
Permanent life insurance provides lifelong coverage, guaranteeing financial protection for beneficiaries upon the insured's death. It features a cash value component that grows over time, serving as a potential savings and investment vehicle.
Critical Illness & Disability
Critical Illness Insurance offers a lump sum for major health issues like cancer, covering costs not paid by regular health insurance. Disability Insurance provides regular payments if you can't work due to a disability, ensuring financial support.
Start Comfortably With ClearBenefits.ca Today
The Individual Insurance Planner is designed to create a roadmap of your Basic Insurance Needs.
It is important to find a place to start, covering your most important insurance planning needs first. Move forward with additional coverages as you are comfortable. It is important to update your Insurance Planner annually and/or as your life circumstances evolve (mortgage, loans, marital status, the addition of children, job changes etc).
Take action toward you and your family's financial security today.
Where Do I Start?
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