Get Started

Our 3 steps to understanding and selecting the right benefits for you


Watch the Video

Why Group Benefits?

2. Find the right approach

3. Get the Quote


Our most popular plans with premium coverage and stable rates






Franchise Program


Experience Programs


Benefits Management


Group RRSP


Individual Insurance for your and your family


Simplified Planner


Contact us


Our Story


FAQ and Forms

Individual Insurance

Insurance tailored to your specific family needs

Financial Security for You and Your Family

Ideal for insurance needs in excess of what your group plan provides

Term Life Insurance

Coverage for temporary needs and specific time periods such as paying your mortgage, raising a family, paying off debt, personal loans and more! Typically provides higher amounts of coverage at a lower cost.

Permanent Life Insurance

Permanent life insurance provides lifelong coverage, guaranteeing financial protection for beneficiaries upon the insured’s death. It features a cash value component that grows over time, serving as a potential savings and investment vehicle.

Critical Illness & Disability

Critical Illness Insurance offers a lump sum for major health issues like cancer, covering costs not paid by regular health insurance. Disability Insurance provides regular payments if you can’t work due to a disability, ensuring financial support.

Start Comfortably With Today

The Individual Insurance Planner is designed to create a roadmap of your Basic Insurance Needs.

It is important to find a place to start, covering your most important insurance planning needs first.  Move forward with additional coverages as you are comfortable. It is important to update your Insurance Planner annually and/or as your life circumstances evolve (mortgage, loans, marital status, the addition of children, job changes etc)

Take action toward you and your family’s financial security today.

Where Do I Start?


Get your Instant pdf printout of your analysis.


This comprehensive 63-page workbook empowers you to take control of your finances, achieve security, and build wealth over time.

Discover simple keys to assess your situation, set goals, create a spending plan, reduce debt, secure income sources, and automate savings so you can make smart money decisions and confidently pursue the financially stress-free life you deserve.


Schedule a Virtual Consultation with one of our advisors.