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Browse, search and discussions on the insurance industry. We provide you with relevant categorized articles so you can make informed choices.
Getting More for Less

Getting More for Less

In Group Benefits clients frequently tell advisors "I want to get more for less". The reality in life is that you almost always get what you pay for. And often not getting what you expected. That is when the true cost becomes apparent. When it comes to Group Benefits,...

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Client Priorities

Client Priorities

Client Priorities is something that is important and relevant for anyone in sales. Listen to your client BEFORE providing advice. Client Priorities: While a salesperson might be passionate about what they believe is best for a customer, attempting to convince a client...

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Acquisition Pricing Hurts Clients – Why and How?

Acquisition Pricing Hurts Clients – Why and How?

Have you ever started a group benefits plan or changed insurers for a lower price? Only to be told a year later that due to your high claims your rates have increased. The reality is that almost always the initial rates you were quoted were artificially low. Creating...

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What Employee Benefits Are Most Important?

What Employee Benefits Are Most Important?

There is a variety of employee benefits a company can offer. You might be thinking "where do I begin?" We are going to discuss what benefits are most important to employees. We have noticed a shift in consumer trends in the last few years. Benefits that used to be...

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Keeping Social While Social Distancing

Keeping Social While Social Distancing

With Covid-19 going strong, there is a new normal that has arrived. We will talk about a few ways to help us to stay social while social distancing. Since the Covid-19 pandemic, health experts have asked us to social distance, keeping at least 6 feet apart from one...

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How to Stay Focused Working from Home?

How to Stay Focused Working from Home?

There are more people working from home now than ever before. With the outbreak of Covid-19, it has forced thousands of people to work from home. In this, article we would like to share some of the pros and cons of working from home. Then we will provide some tips on...

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COVID 19: Support For Small Businesses In BC

COVID 19: Support For Small Businesses In BC

Small Business BC Support For the latest information on small business supports, resources and advisory services during COVID-19, please visit Small Business BC. Advisors are ready to help by phone at 1-800-667-2272, email and daily digital meetups. See how COVID-19...

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Are Employee Benefits that Important?

Are Employee Benefits that Important?

Do I really need employee benefits? Are employee benefits THAT important? Let's talk about some reasons why employee benefits are important to employees. 1. Increase Your Appeal As A Business Benefits are strategically important. They are an important way to get...

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20 Benefits of Using Social Media for Your Company

20 Benefits of Using Social Media for Your Company

A growing number of companies are using social media as part of their marketing strategy. Social media works in many ways as a marketing tool. Let's talk about 20 benefits of using social media for your company. 1. Brand awareness Using social media for marketing will...

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Scientifically Proven Ways to Stay Happy at Work!

Scientifically Proven Ways to Stay Happy at Work!

We are living in a busy world! Always on the go. This can make us feel overwhelmed, stressed or even unhappy when we get to work. What can we do? How can we be happy? We will talk about 5 ways that are scientifically proven to stay happy at work in a stress-filled...

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Ways to Reduce Debt and Maintain it!

Ways to Reduce Debt and Maintain it!

Having debt over our heads is like a bad houseguest that just won’t leave! We keep trying to hint they should leave but they aren’t getting it. We need to reduce our debt and maintain it! Getting out of debt is life-changing. It isn’t an easy thing to do. It takes...

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Prescription Drug Costs Breakdown

Prescription Drug Costs Breakdown

Understanding the total cost of a prescription drug claims means learning the 3 main components: 1) Ingredient Cost Actual cost the pharmacy pays the drug company or wholesaler to buy the drug. 2) Pharmacy Markup Percentage charged to cover the expenses involved in...

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Why Ask For Detailed Quote Information?

Why Ask For Detailed Quote Information?

Why we need detailed quote information from your current plan? Detailed Quote Information tells us a story, enabling us to create the right solution Getting involved in a Group Benefits program is different than purchasing a commodity. Most consumers are...

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Second Opinion Consultation Coverage

Second Opinion Consultation Coverage

When Your Clients Need A Second Opinion The Co-operators offers expert consultation coverage for serious illness or mental health condition. The diagnosis of a serious illness or mental health condition is a time for clear answers, treatment options and hope. You can...

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Employment Insurance Revisions for 2020

Employment Insurance Revisions for 2020

The federal government announced its annual revisions to Employment Insurance (EI) maximums and premium rates. Regarding Employment Insurance revisions Clear Benefits would like to help plan sponsors and their members understand the changes that will affect...

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Cigna Global Customers – New Welcome Packs

Cigna Global Customers – New Welcome Packs

Based on direct feedback from our customers and brokers we are going digital with all policy documents.This allows us to reduce paper waste, which is more environmentally friendly. What is changing? We will no longer be sending hard copy policy documents to our...

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Update to OHIP+ Coverage

Update to OHIP+ Coverage

The Ontario government has announced that effective April 1, 2019, OHIP+ Children and Youth Pharmacare will only be available to those Ontario residents under the age of 25 that do not have private insurance drug plans. Starting Apr. 1, 2019 Prescription drug coverage...

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