Target Loss Ratio: How It Affects Your Benefit Plan
Insurance & Taxes What is a Target Loss Ratio? Target Loss Ratio(TLR) is the amount of premium the Group Benefits provider grants to the payment of claims. It is also referred to as the Acceptable Loss Ratio How TLR is Determined It is primarily determined by the...
Employment Insurance Revisions for 2020
Web Dev The federal government announced its annual revisions to Employment Insurance (EI) maximums and premium rates. Regarding Employment Insurance revisions Clear Benefits would like to help plan sponsors and their members understand the changes that will affect...
Update to OHIP+ Coverage
The Ontario government has announced that effective April 1, 2019, OHIP+ Children and Youth Pharmacare will only be available to those Ontario residents under the age of 25 that do not have private insurance drug plans. Starting Apr. 1, 2019 Prescription drug coverage...
2018 Employment Insurance adjustments
The federal government announced its annual revisions to Employment Insurance (EI) maximums and premium rates. Effective January 1, 2018, the following changes will affect Short Term Disability (STD) volumes and premiums: This change affects your STD plan if: The...
Benefits Fraud – How can you recognize it?
Can you recognize benefits fraud? Insurance fraud is a growing concern and we need your help to tackle this issue. It may seem like a victimless crime but benefits fraud impacts everyone; affecting the price of insurance premiums. The Co-operators has partnered with...
Group Benefits – Program Information & Quote Forms
Drug Prescription Programs – Resources
Group RRSP – Information & Quote Forms
