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Why Group Benefits?

2. Find the right approach

3. Get the Quote

Group Programs

Our most popular plans with premium coverage and stable rates

Pooled Programs

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Essentials

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Specialty Programs

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Experienced Based Programs

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Individual Insurance Solutions

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FAQ and Forms

Marketing Position and Distinguishing Features

Benefits

Clear Benefits marketing position provides distinguishing features that set us apart from alternative group benefits providers.

For example, our unique pooled programs and our experience-rated program offer a wide variety of coverage options for almost any budget.

Pooled or experience-rated?

In view of the wide variety of people and company needs, using our plan finder tool with the client can help to assess the best approach for your client.

However, if a client’s current plan is not working for them, we suggest resetting and starting fresh by choosing an affordable option from our pooled programs.

Who is the ideal client?

The ideal client has no current plan. They desire coverage they can reasonably budget for and rely on.

Those who are tired of teaser rates followed by the inventable large rate increase.

Next steps?

Visit our site and complete the quote request.

If you are requesting a quote for pooled programs, please allow for 1-2 business days. For experience-rated quotes, allow 5-7 business days.

Contact us today and experience the marketing position Clear Benefits takes to the group benefits environment.

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Looking at Benefit Plans for your business?

Health and Dental Premium Relief Extended for June

Health and Dental Premium Relief Extended for June

The health and dental premium reduction we provided to plan sponsors for April and May gave relief in real-time. In implementing this, it reflected the anticipated decrease in plan member health and dental claims due to pandemic closure of service providers. We...
Support For Small Businesses

COVID 19: Support For Small Businesses In BC

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Prescription Drug Cost

Prescription Drug Costs Breakdown

Understanding the total cost of a prescription drug claims means learning the 3 main components: 1) Ingredient Cost Actual cost the pharmacy pays the drug company or wholesaler to buy the drug. 2) Pharmacy Markup Percentage charged to cover the expenses involved in...
Why we ask for detailed quote information

Why Ask For Detailed Quote Information?

Why we need detailed quote information from your current plan? Detailed Quote Information tells us a story, enabling us to create the right solution Getting involved in a Group Benefits program is different than purchasing a commodity. Most consumers are...
long term disability

Non Evidence Maximums for Long Term Disability plans

ClearBenefits.ca is pleased to announce new Non-Evidence Maximums (NEM’s) for Long Term Disability in our Pooled Programs. The following enhanced LTD Non Evidence Maximum table applies to new business in both our Essentials and Lifestyle programs:                    ...

Medical Cannabis Coverage

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Experience-Rated Program: Finding Facts

Since the launch of our Experience-Rated Program, we get asked to provide both Pooled and Experience-Rated quotes. We believe the 1st priority is to understand the client need and what outcome they are trying to achieve. Fact-Finding - A Better way to do...

ClearBenefits.ca Pooled Programs – YTD Performance

We just completed our monthly review and thought I would share an update on the YTD performance of the pool: Fiscal year-end: Nov 30 Renewal rate implementation: June 1 As of August 31, 2018 we are 9 months into our fiscal year Claims are below target for...

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