by Mariah Downing | Nov 18, 2020 | Benefits, Claims, Health
More and more employers are understanding the value of managing drug risk in their Group Benefits plans. 5 years ago, a high claimant was people claiming $200 per month in prescription drugs. There is now a new category of very high-cost drugs. Designed for relatively...
by | Sep 7, 2020 | Benefits, Health, Tools
What are the costs of Group Benefits plan? This is one of the first questions that a new customer will ask is, what are the costs of group benefits plan? According to Benefits Canada, the average cost of employee benefits for one full-time employee is $8,330 per year....
by | Sep 2, 2020 | Benefits, Claims, Health
We are frequently asked how to explain how TLR’s work. What is TLR? TLR is short for Target Loss Ratio. When selling an employee benefit plan, one thing many insurance agents would definitely keep their distance from discussing is the target loss ratio of your group...
by | Jun 16, 2020 | Benefits, Health
There is a variety of employee benefits a company can offer. You might be thinking “where do I begin?” We are going to discuss what benefits are most important to employees. We have noticed a shift in consumer trends in the last few years. Benefits that...
by | Jun 2, 2020 | Advisor Portal, Health
The health and dental premium reduction we provided to plan sponsors for April and May gave relief in real-time. In implementing this, it reflected the anticipated decrease in plan member health and dental claims due to pandemic closure of service providers. We...
by | May 27, 2020 | Health, Tools
With Covid-19 going strong, there is a new normal that has arrived. We will talk about a few ways to help us to stay social while social distancing. Since the Covid-19 pandemic, health experts have asked us to social distance, keeping at least 6 feet apart from one...
