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Browse, search and discussions on the insurance industry. We provide you with relevant categorized articles so you can make informed choices.
How to Build the Best Policy for Your Company

How to Build the Best Policy for Your Company

As a business owner, having the right insurance policy is essential. It acts as a safety net, protecting your company from significant costs. Despite it being a major decision, the majority of the business owners often take the easy route out and sign any insurance...

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Experience Rated Benefits-Why?

Experience Rated Benefits-Why?

Experience Rated Benefits- Advantage Employers How is the experience rating of a party is calculated? By the loss incurred by another party on the same plan. The premium of a plan will be higher for risky policyholders than policyholders who made no claims. In short,...

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Price vs Affordability In Group Benefits

Price vs Affordability In Group Benefits

What is the difference between price vs affordability in group benefits? For the purpose of this article let's define price as the actual cost of a good or service, while affordability is what an individual or business feels is a comfortable amount to pay for that...

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Who Should I Buy Group Benefits From?

Who Should I Buy Group Benefits From?

Who should you buy group benefits from? We have identified that there are 2 types of insurance agents that sell Group Benefits. 1. Advisors 2. Spread sheeters The type you choose to work with can greatly affect the success and stability of your Group Benefits program....

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Informed Group Benefits Decisions

Informed Group Benefits Decisions

It has been my experience that when people are provided with enough information to make an informed decision, they will do what is right for themselves and their business. This is called informed group benefits decisions. I had a conversation with a CFO that was...

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