Learning Center
ContinYou GOLDEN – 2019 Renewal Information
2019 Renewal Information Thank you for choosing The Co-operators for your retirement health and dental benefits. We value our relationship and work hard to create an excellent client experience. Your decision to purchase our ContinYouTM GOLDEN product will provide you...
2019 Employment Insurance adjustments
The federal government announced its annual revisions to Employment Insurance (EI) maximums and premium rates; these changes are effective January 1, 2019. The 2019 Employment Insurance changes will affect the following Short Term Disability (STD) volumes...
Providing Group Benefits to the Medical Cannabis Industry
The following is our current position related to covering employers with Group Benefits for the production and wholesale of Cannabis for Medical purposes: We will consider employers who manufacture and wholesale so long as they are registered with the...
ClearBenefits.ca Pooled Programs support prescription drug choice
ClearBenefits.ca Essentials & Lifestyle prescription drug programs offer uncommon client choice Programs offering both Generic or Brand-Name options therefore giving you more options Client choice at point-of-sale Comprehensive coverage: Prescription-by-Law,...
ClearBenefits.ca Franchise Program Overview
Learn more about the advantages of the ClearBenefits.ca program for the Franchise industry Background: Our pooled program was originally designed for the Retail, Service and Franchise Industry ClearBenefits.ca has one of the only programs that works for the Franchise...
Renewals & the ‘client experience’
We tend to meet clients at 2 points: A new client that wants something with the best opportunity for rate stability so they can prepare reasonable budgets, or When they are tired of the renewal roller coaster, and want the best opportunity for stable rates...
Orthopedic footwear and Orthotics
Orthotic medicine is concerned with the design, manufacture and application of orthopedic footwear and orthotics. These aids are prescribed as medically necessary, to correct congenital or post-traumatic deformities and other severe foot abnormalities. Orthotics are...
Compound Drugs Information
What is a compounded medication? Pharmacy compounding is the science of preparing personalized medications for individual patients. Compounded medications are made based on a practitioner’s prescription in which individual ingredients are mixed together in the exact...
New look for Pay Direct Drug cards
Effective September 1, 2018, we will begin issuing our new refreshed Pay Direct Drug (PDD) cards. The double-sided card will have a sleek new look, with the plan member and dependent information appearing on the front of the card. The reverse side will...
Employer Health Tax Notice
Government of British Columbia introduces new Employer Health Tax Effective January 1, 2019 it is proposed that employers with annual payrolls of over $500,000 for employees working in BC will be subject to a new Employer Health Tax. This is to make up for the revenue...
Benefits Now – Mobile Device App
Manage your claims on the go with the new Benefits Now® app Forget about scanning receipts and attaching paperwork. With the Benefits Now® app for iPhone and Android™, you can manage your claims on the go. Simply snap a photo of your receipts and upload it along with...
Updated Plan Member Enrolment Form
Please use the new Enrolment Form when signing up new employees on your benefits plan Spring is in air! ...and so is a change to the Enrolment Form for new employees Please click here to use the new Enrolment Form
Sleep Apnea & CPAP Machines
What you should know about Sleep Apnea and Claims What is sleep apnea? The most common form of sleep apnea, Obstructive Sleep Apnea (OSA) occurs when the muscles in the back of the neck relax causing the ainNay to collapse and restricting air flow to the lungs. The...
Saskatchewan PST Refund
Government of Saskatchewan is refunding PST on Group Benefits In 2017, the Government of Saskatchewan applied a 6 per cent provincial sales tax (PST) to many goods and services that were previously non-taxable – including insurance premiums. • On February 26, 2018,...